In the immediate hours following your personal injury accident, you may find yourself in the emergency room, with an overnight stay in the hospital in your foreseeable future. Then, in the months or even years following your accident event, you may find yourself scheduling countless doctor’s appointments, attending physical therapy sessions, or undergoing major surgical procedures. Before you know it, your medical bills may rack up to an overwhelming amount that seems impossible to chip away at. Follow along to find out whether you can collect financial compensation for your medical bills and how one of the proficient Bergen County personal injury attorneys at McNerney & McAuliffe can help you avoid anything that may negatively affect your claim.
Can I collect financial compensation for my medical bills in a personal injury claim?
The primary purpose behind filing a personal injury claim may be that you are seeking financial compensation for your main economic damages. Namely, these may be your damaged property affected by the accident event, your lost wages due to your bodily injuries, and arguably most prominent, your medical bills due to your bodily injuries.
First, though, New Jersey’s no-fault laws may lead you to turn to your own health insurance provider for financial compensation. Of note, this may apply regardless of who you believe to be at fault for your personal injury accident.
However, it is more than likely that your specific policy may not cover the full extent of your medical bills. This may be especially true if your accident event was catastrophic and your subsequent bodily injuries were long-term, life-altering, or life-threatening. This is what may ultimately prompt you to take such legal action.
What can affect my chances of recovering financial compensation?
Throughout your personal injury claim proceedings, you must supply sufficient evidence that points to the total amount of medical bills you have incurred or expect to incur in the foreseeable future. This is to try to cover your medical bills in full.
Nevertheless, New Jersey’s modified comparative negligence laws may affect your chances of recovering the amount of financial compensation you wish for. These laws hold that your contributory negligence toward the accident event cannot have been greater than that of the defendant.
Even so, your payout may be diminished by the percentage of negligence you contributed. For example, if the New Jersey court declares you to have been 40 percent to blame for your accident event, then you may only receive coverage for 60 percent of your total medical bills. This is to say that your supplied evidence must also point to the fact that your accident event was due to little to no fault of your own.
In conclusion, there is no better time than the present to act. So please reach out to one of the talented Bergen County personal injury attorneys from McNerney & McAuliffe at your earliest possible convenience.
