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These days Airbnbs are becoming an increasingly popular option. Many people have been choosing Airbnbs because of their prices, and the space and amenities they can provide. Staying in an Airbnb can be a great option, but in some cases, it can be dangerous. Accidents can happen anywhere, at any time. If you are involved in an Airbnb accident, you can become seriously injured. In this event, you will likely find yourself wondering who is responsible for your injury and whether you can recover compensation. Read on to learn more about Airbnb accidents in New Jersey and what to do if you or a loved one is injured.

Airbnb’s Host Protection Insurance

Airbnb knows that accidents are bound to occur. As a result, they have their own insurance coverage, called Host Protection Insurance. Under this plan, Airbnb may provide up to $1 million for an injury that has occurred on Airbnb property. This makes it so that the injured guest receives the proper compensation, and the host or owner of the property is not held responsible. But, there are some accidents that Airbnb will not cover. Airbnb does not provide coverage for injuries sustained in auto accidents on the premises, injuries incurred due to property issues such as asbestos, injuries caused by intentional acts, and injuries caused by intoxication.

What if Airbnb’s Insurance Does Not Provide Enough Coverage?

Unfortunately, there are some cases in which $1 million does not cover the damages incurred. This may happen if your injury results in a long hospital stay and/or multiple surgeries. In this event, you will need to retain the help of an experienced and dedicated personal injury attorney who will fight for you to receive the compensation you deserve. If you are injured, you will need to file your personal injury claim on time. In New Jersey, the statute of limitations is generally two years from the date of the accident.

If you or a loved one has been injured on the premises of an Airbnb, contact our firm today to speak with a skilled personal injury attorney. Injuries can take a serious toll financially, physically, and emotionally. We understand the impact an injury can have and we want to fight to help you recover the compensation you deserve.


Here at McNerney & McAuliffe, we understand how confusing certain legal matters can be, which is why we are here to provide clients from all walks of life with the experienced, compassionate legal guidance they need. If you require the legal assistance of an attorney to help you through a criminal law matter, personal injury matter, family law matter, or otherwise, you can turn to us. Contact McNerney & McAuliffe today to learn more about what we can do for you.

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